Business Account Rates

Business Savings Accounts

Open your account today by calling (561) 775-2525 to schedule an appointment.

For details regarding our current rates, please refer to the chart below.

ProductDividend Rate1Annual Percentage YieldMinimum Balance to Earn Dividend
Savings0.10%0.10%$5.00 - $2,499
0.15%0.15%$2,500+
Money Market Account0.00%0.00%$5.00 - $2,499
0.70%0.70%$2,500 - $9,999
0.70%0.70%$10,000 - $24,999
0.85%0.85%$25,000 - $74,999
1.24%1.25%$75,000 - $99,999
1.34%1.35%$100,000+
You Name It0.10%0.10%$0.00 - $2,499
0.15%0.15%$2,500+

1) All savings rates are quoted as annual percentage yields. Anticipated APYs are accurate as November 1, 2024. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees. 

Business Checking Accounts

ProductDividend Rate2Annual Percentage YieldMinimum Balance to Earn Dividend
Smart Choice Checking0.00%0.00%$0.00 - $9,999
0.00%0.00%$10,000 - $49,999
0.00%0.00%$50,000+

2) All checking rates are quoted as annual percentage yields. Anticipated APYs are accurate as of November 1, 2024. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees. 

Business Certificates

ProductTermDividend Rate3Annual Percentage YieldMinimum Balance
Certificate6 Months3.20%3.25%$1,000
12 Months2.96%3.00%$5,000
18 Months2.66%2.70%$5,000
24 Months2.47%2.50%$5,000
36 Months2.47%2.50%$5,000
48 Months2.47%2.50%$5,000
60 Months2.96%3.00%$5,000

3) The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Please speak with a member services representative for information about applicable rates and fees. Certificate rates are accurate as of November 12, 2024.

While every effort has been made to ensure that this website contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.