In today’s digital world, more people are meeting online. While most connections are genuine, some scammers take advantage of people’s emotions. Romance scams can have devastating financial and emotional consequences. At Velocity Community Credit Union, we want to help you stay safe. Here are some simple steps to protect yourself and your loved ones from romance scams.

1. Recognize the Warning Signs

Romance scammers often create fake profiles on social media or dating websites. They typically:

• Move conversations off-platform quickly (e.g., to email or messaging apps).
• Declare strong feelings or love very early.
• Avoid in-person meetings by giving excuses (like being overseas for work).
• Ask for money, gift cards, or personal information.

2. Be Skeptical of Requests for Money

A major red flag is when someone you’ve never met in person asks for money. They may claim to need money for:

• Medical emergencies.
• Travel expenses.
• Paying off debts.

Never send money, gift cards, or provide sensitive financial details to someone you haven’t met.

3. Verify Their Identity

If you’re unsure about someone’s intentions:

• Do a reverse image search to see if their profile photo is linked to other fake accounts.
• Ask for a video call. Scammers will often make excuses to avoid live conversations.
• Check their story. Does their job or background seem too good to be true?

4. Protect Your Personal Information

Never share your banking, social security, or credit card numbers with someone online. Even small details like your home address can be used in identity theft. Be mindful of what you post publicly on social media.

5. Look Out for Loved Ones

If a family member or friend is involved in an online relationship, watch for signs of a romance scam. If they are secretive, sending money, or talking about someone they’ve never met, gently ask questions. Offer support and encourage them to take steps to protect themselves.

6. Report Scammers

If you believe you’ve encountered a romance scammer, report them and the website or app where the scam occurred to the Federal Trade Commission (FTC). This helps prevent others from becoming victims.

Conclusion

Romance scams can happen to anyone, but staying informed and cautious can help protect you and your loved ones. Remember, if something feels off, trust your instincts. At Velocity Community Credit Union, your financial safety is our priority.

Stay safe and protect your heart and wallet!